High-Credit Society cover

High-Credit Society

Rating 3.2
Word count
92K words
Chapters
57
ISBN
9787115538314

Tags

Summary

"A person cannot stand without trust; nothing can be accomplished without trust; business cannot thrive without trust." Credit is the cornerstone of how society operates and the secret to business success, while trust is the most direct and effective tool for safeguarding an honest society and solving credit problems, as well as an advanced expression of credit thinking. A High-Trust Society consists of two major parts. Part One, "Credit Stories," explains the concept and characteristics of credit and the differences between Chinese and Western views of credit, and promotes the spirit of contract in society by listing credit-related examples from social life. Part Two, "Trust Stories," outlines the concept of trust, the relationship between trust and credit, and the business classification of trust, and by presenting a large number of typical cases of trust's original business, enables readers to quickly and intuitively understand the connection and application between trust and the credit system. A High-Trust Society is suitable for readers in the financial industry and in enterprises, to help them understand the nature and basic meaning of credit and trust as well as the development trends of a credit society, and to gain greater value for themselves by following the spirit of contract. The book can also inspire ordinary readers to resonate with trust and the spirit of contract, provide guidance on trust business, and help you better achieve career planning, wealth inheritance, and family management.

Editor's review

A High-Trust Society is another major work by Che Er following The Credit War, focusing on an in-depth analysis of the construction of the social credit system in contemporary China. Based on the edition published by Posts & Telecom Press in May 2020, the book systematically sorts out the evolution of China's social credit system from the introduction of the concept to its practical implementation. Drawing on years of observation and research in the financial field, the author analyzes how the credit system has expanded from a traditional financial tool to various dimensions of social governance.

The book's core value lies in its multidimensional analytical framework: on the one hand, the author traces the historical development of credit systems in Europe and the United States, providing readers with an international comparative perspective; on the other hand, by combining China's unique political and cultural context, the author explores the path with Chinese characteristics of the concept of "social credit system construction." Particularly noteworthy is that the author does not stop at the theoretical level but delves into the actual effects and potential controversies of specific implementation links such as credit scoring, blacklist systems, and joint reward and punishment mechanisms.

In terms of reading experience, the book's language is relatively plain and its cases are rich, including both macro-level policy interpretation and micro-level accounts of individual experiences. Although some chapters involve professional terminology, the author lowers the threshold of understanding through vivid analogies and examples from daily life. For readers concerned with issues such as the modernization of social governance, the boundaries of rights in the digital age, and personal data rights, this book provides rare material for systematic thinking.

It should be noted that the book was written at a specific stage of development, and with technological iteration and institutional improvement, some content may need to be supplemented with the latest developments. But as a foundational reading for understanding China's social credit system, its structured organization of knowledge and problem awareness still have significant reference value.

Who it's for

A good fit for

  • Readers concerned with the modernization and digital transformation of social governance in China
  • Researchers interested in interdisciplinary topics such as the credit economy and data rights
  • Practitioners who want to systematically understand the policy background and practical logic of the social credit system
  • Thoughtful readers who want to go beyond fragmented reporting and gain a deep grasp of the full picture of the credit system

Not a good fit for

  • Readers expecting a strongly critical stance or conspiracy-theory interpretations
  • Readers seeking only light, entertaining reading and not comfortable with policy-analysis texts

Reading tips

  1. It is recommended to first browse the table of contents to grasp the book's main logical line: 'historical tracing - international comparison - Chinese practice - future outlook'
  2. While reading, you can cross-check concepts in the book (such as 'joint rewards and punishments' and 'credit repair') against examples from recent news reports
  3. Readers unfamiliar with technical details may temporarily skip the data model chapters and prioritize the case analysis and social impact sections

About the publisher

Posts & Telecom Press China · Founded in 1953

Posts & Telecom Press is known for its strengths in science and technology, computing, and information and communications titles, and has extended its publishing into photography, art, software learning, and inspirational growth, giving it a fairly diverse range. Its catalog includes computing and communications works such as Refactoring and Patterns (Revised Edition) and Huawei Switch Learning Guide (Second Edition), alongside bilingual collector's editions such as The Little Prince (Chinese-English-French illustrated collector's edition), The Great Gatsby, and Three Days to See. Beijing Ten Years: 1980-1990 and Ghost Blade: WLOP Personal Illustration Collection reflect its presence in photography and art. Its authors include Antoine de Saint-Exupéry, Helen Keller, Joshua Kerievsky, Wang Da, Zhang Zhaozeng, and WLOP.

Contents

  1. 版权信息
  2. 内容提要
  3. 前言
  4. 上篇 信用故事
  5. 第一章 生活中处处皆信用
  6. 故事1 大国重诺而守信:弃利守言名诸侯
  7. 故事2 国家治理有诚信:木动而法行天下
  8. 故事3 社会诚信重承诺:守望男孩的天空
  9. 故事4 不负所托的慈善:神秘女士的坚持
  10. 第二章 故事中的信用机制
  11. 故事1 诚实与信任的基础:菊花之约,千里亦咫尺
  12. 故事2 理性下的实践沉淀:斯人已逝,抚与谁听
  13. 故事3 寻求利益与审视价值:谢幕皇帝千载难洗
  14. 故事4 信用无价:一诺千金,义传千秋
  15. 故事5 共识伦理促成信任:生我者父母,知我者鲍叔牙
  16. 故事6 信用之基易散难聚:红顶商人的信用危机
  17. 第三章 中西方信用文化的演进
  18. 故事1 千金买马骨中的契约精神:燕昭王以诚纳贤
  19. 故事2 亘古不变的约定:信守诺言的探险家
  20. 故事3 遵从内心的道德约束:践行无凭的许诺
  21. 故事4 基于个人信誉的借贷:巴扎的财富之源
  22. 故事5 信用与国家大义的融合:国格与国宝的托付
  23. 故事6 信用衍生的契约精神:西亚的诚信故事
  24. 下篇 信托故事
  25. 第四章 信托制度的基本理念与精神
  26. 故事1 委托人知人善任:报业大亨的传奇人生
  27. 故事2 受托人忠于职守:影片《雨人》带来的启示
  28. 故事3 执法人秉公断案:背叛者的无效否定
  29. 故事4 信息披露的警示:内部管理的“防火墙”
  30. 故事5 信托的保密义务:信任不可滥用
  31. 故事6 信托职责的履行:复仇本非托孤之意
  32. 故事7 诉讼中的推定信托:企业投资化解纠纷
  33. 故事8 机构类信托基金:诺贝尔的远见
  34. 第五章 信托中的信用基石与契约品格
  35. 故事1 白帝城托孤:江山亦可托
  36. 故事2 雨果的衡平理念:小说《九三年》带来的启示
  37. 故事3 对遗产的托付:兄长肩负的重任
  38. 故事4 史诗般艰难的旅程:拯救世界的托付
  39. 第六章 信托的本源业务实践
  40. 故事1 对子女的激励式安排:洛克菲勒的决策
  41. 故事2 傲骨贤妻的官司:教育信托博弈论
  42. 故事3 老去后对赌生活:法国老人的智慧
  43. 故事4 保护型身后托付:王室后裔的选择
  44. 故事5 防护型隔代信托:逃离债务的预期
  45. 故事6 名歌手旷日官司:无情有义的判决
  46. 故事7 主持人用心良苦:充满母爱的遗嘱
  47. 第七章 信托的本源业务实践
  48. 故事1 抗击非典的信托平台:香港SARS信托基金
  49. 故事2 公益信托解慈善困境:名人基金会受到好评
  50. 故事3 爱心信托助公益发展:大灾之时彰显大爱
  51. 故事4 医疗赔偿的信托模式:为了“结石宝宝”的未来
  52. 第八章 信托的本源业务实践
  53. 故事1 信托解决资金难题:黑金的重生之路
  54. 故事2 灾难时的尽忠与守职:遭遇恐怖袭击后的感悟
  55. 故事3 土地信托流转的创新:农村“造血”新模式
  56. 故事4 土地型信托投资业务:让“寒士欢颜”的住房
  57. 后记

FAQ

What is the difference between this book and the author's previous work The Credit War?
The Credit War focuses on competition and conflict among credit systems from an international perspective, while this book focuses more on the path, mechanisms, and impact of building a social credit system in China itself; the two are complementary.
Does the book discuss the ethics of personal privacy and credit assessment?
Yes. The author devotes a chapter to ethical and legal issues such as the boundaries of data collection, algorithmic transparency, and objection and appeal mechanisms, but overall takes a constructive and reform-oriented stance.
Can non-specialist readers understand the content of the book?
The author makes an effort to make case narratives and policy interpretation accessible. Readers with basic social awareness can grasp the core viewpoints through selective reading, and some technical chapters can be skimmed quickly.

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About the author

车耳 Author

Che Er is an author for whom limited public information is available; few verifiable details about his identity and personal background can currently be confirmed, and his writing centers mainly on issues of social credit and management. One work by this author is held in the collection, The High-Credit Society, which is commonly classified under management. The book approaches the relationship between credit mechanisms and the functioning of society, examining the place and role of credit systems in modern society. This work suggests that the author focuses on questions of institutions, rules, and public order, and that his writing tends toward thematic organization and realistic analysis rather than personal narrative. Because more verifiable material is lacking, his nationality, dates of birth and death, educational background, and professional experience cannot yet be confirmed, nor can it be determined whether his writing extends into other fields. On the basis of the available information, Che Er's profile as a writer is reflected mainly through The High-Credit Society, which gives readers a sense of the credit-society issues he addresses and the direction of his argument.

王涛 Author

Wang Tao is an author with a notably broad range of interests; public information about him is limited, and few details of his life are clearly documented. Judging from the 16 works held in the collection, his writing spans essays and miscellaneous works, world history, popular science, industrial technology, computing, and motivational growth. His titles range from popular history such as The Voice of History to practice-oriented technical books such as SEM Data Analysis Made Easy and Digital Decision Engineering for Strategic Management, and he has also contributed to translated or compiled works such as Red Star Over China and the NASA Systems Engineering Handbook (2nd Edition). His writing balances knowledge popularization with professional exposition, and his topics stay close to readers' needs, showing a capacity for cross-disciplinary synthesis that suits readers with varied interests.

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