The Principles of Wealth Creation cover

The Principles of Wealth Creation

Rating 3.5
Word count
100K words
Chapters
84
ISBN
9787220099465

Tags

Summary

Tang Xiaoming is the founder of financial intelligence education in China, a foundational figure and leading synthesizer of Chinese financial intelligence education theory, and vice chairman of the Financial Intelligence Education Center of the Chinese Society of Education. He successfully planned and produced such mega-bestsellers as Rich Dad Poor Dad, Who Moved My Cheese? and A Dog Called Money. In 2011, Money Weekly named him, together with Jack Ma, Lang Xianping, Ma Weihua, Mao Yushi, Ma Weidu, Rupert Hoogewerf and others, one of the "Ten Most Influential Figures in Chinese Wealth Management over the Past Decade." In recent years, Tang Xiaoming has devoted himself to financial intelligence education in China, traveling to nearly 100 Chinese cities and giving more than 1,000 talks on the subject. This book tells the story of Tang's financial intelligence training with four young people born in the 1980s, the various choices they face in a changing era, and the comparison between their money values and views of personal freedom and those of their parents. Through conversations with the four young people and their parents, Tang gradually reveals the truth about money in the era we live in, the secret of the rich, and why a minority rules over the wealth of the majority—that is, why the Gini coefficient keeps rising. Through his seven lessons, he proposes how people can, in this era, change themselves and their environment step by step in a more efficient, lower-risk, more scientific and rational way, ultimately embarking on a clear, rational and wise path of dealing with money and wealth and achieving financial freedom.

Editor's review

The Rules of Wealth Creation is not a conventional success manual or a guide to personal finance techniques. Drawing on his deep insight from years in business practice and investment, Mr. Tang Xiaoming attempts to build a foundational cognitive system for wealth creation. The core value of the book lies not in offering specific steps but in guiding readers to think about the nature of wealth, the individual's relationship with wealth, and the mindset and environmental factors on which wealth growth depends. Combining economic principles, business cases and personal philosophical reflection, the author argues that "rules" matter more than "techniques." For readers with some life experience who have begun to think about bottlenecks in wealth accumulation, the book offers a worthwhile clarification of ideas. It urges readers to turn from blindly chasing the latest "hot spot" toward building a sustainable wealth-creation system grounded in their own understanding and values. The writing is plain, though some arguments are rather abstract and require readers to digest them in light of their own practice. Overall, this is a record of thinking about wealth that emphasizes the "way" rather than the "technique."

Who it's for

A good fit for

  • Young and middle-aged readers seeking to break through bottlenecks in wealth growth and build a systematic understanding of wealth
  • Readers weary of generic success literature who want a deeper, more logical interpretation of wealth
  • Entrepreneurs or business managers who want to examine their business models from first principles
  • Intellectually minded readers interested in wealth from economic and sociological perspectives

Not a good fit for

  • Readers urgently seeking practical guides with specific investment methods and steps to get rich quickly
  • Readers who prefer light reading and story-based cases and find theoretical exposition hard to accept

Reading tips

  1. Read quickly through the book first to grasp its framework, then closely read and reflect on the chapters that interest or puzzle you.
  2. While reading, try applying the book's views to your own career path or investment experience to test or reconsider them.
  3. Parts of the book are speculative; taking notes or discussing them with others may yield more.

About the publisher

Sichuan People's Publishing House China · Founded in 1952

Sichuan People's Publishing House is a comprehensive publisher whose list spans social fiction, art, foreign literature, finance and biography; the 358 titles in the database show a catalogue balancing classics with general reading. Representative books include Lu Xun's A Madman's Diary, Feng Zikai's Paintings for the Protection of Life, works associated with Li Shutong, and foreign-literature translations such as André Gide's Strait Is the Gate and Yasunari Kawabata's Snow Country and The Dancing Girl: Classic Works of Yasunari Kawabata. In finance there is Security Analysis, and in biography the New Biography of Su Dongpo. Authors represented include Lu Xun, Feng Zikai, Li Shutong, Li Yumin, Zhu Zuci and Ye Zongmin. The publishing profile emphasizes literary classics alongside art books, and uses thematic series such as the "banned books" collection to address intellectual and scientific themes. Public information is limited, so this introduction focuses on the directions reflected in the database.

Contents

  1. 版权信息
  2. 前言
  3. 引子 接父亲的班,还是自己创业?
  4. 第一课 金钱生活的四象限
  5. 金钱生活中的两种人——明白的少数人和不明白的多数人
  6. 少数人支配大部分的财富
  7. 什么是财商?
  8. 金钱生活四象限之UB象限
  9. 金钱生活四象限之UQ象限
  10. 金钱生活四象限之AB象限
  11. 金钱生活四象限之AQ象限
  12. 自己去选择,这是你的权利
  13. 第二课 改变是很难的事
  14. 改 变
  15. 改变真的很难吗?
  16. 创富的三大法则:M、B、W
  17. 第三课 创富动机M
  18. 贫穷——最朴素的创富动机
  19. UB象限人的M
  20. UQ象限人的M
  21. AB象限人的M
  22. AQ象限人的有限需求与无限需求
  23. 创富动机的层次
  24. 如何检验自己的创富动机?
  25. 几点建议
  26. 第四课 创富行为习惯B
  27. 美国的财富行为习惯B
  28. AB象限人的B
  29. UQ象限人的B
  30. UB象限人的B
  31. AQ象限人的B
  32. 左右象限行为习惯的转变法则
  33. 几点建议
  34. 第五课 创富路径W
  35. 有哪些创富路径?
  36. UB象限人的W
  37. UQ象限人的W
  38. AB象限人的W
  39. AQ象限人的W
  40. 富爸爸的ESBI象限
  41. 动产及其投资工具
  42. 不动产(房地产)的投资工具
  43. 关于投资注册企业的介绍
  44. 几点建议
  45. 第六课 M、B、W的和谐
  46. M、B、W三者的和谐与平衡
  47. 匮乏性动机和成长性动机分别需要什么样的B和W呢?
  48. 没有创富动机的人如何匹配B和W呢?
  49. 我们都是有限的
  50. 第七课 财商新生活
  51. 人人都有的财商权利
  52. 少数人能正视与钱打交道之事
  53. 环境和习惯让我们放弃了财商权利
  54. 贫富差距越来越大
  55. 看清金钱问题,少些怨恨
  56. 与金钱打交道的过程变得有趣, 这是人生的重要部分
  57. 我们有权利活得明白
  58. 国家富强的动机M
  59. 快速变化留下的后遗症
  60. 一个好的动机必须配以好的行为习惯
  61. 创业拥有股权是个不错的W
  62. 我们可以做点什么?
  63. 三个假设
  64. 三个原则
  65. 认识一下我们创富的大环境
  66. 中国在转型,世界也在转型
  67. 从古代开始中华民族就是一个有财商智慧的民族
  68. 中华民族不仅在复兴,更是在创新全球财富市场
  69. 未结束的故事
  70. 附录 我与欧阳教授的财商对话
  71. 财商教育是正确的吗?
  72. 少数人明白金钱游戏规则
  73. 为什么要成为一个明白人
  74. 什么是财商测评
  75. 财商教育,还您自由生活
  76. 每个人都可以是富人
  77. 追求三种生活方式
  78. 西方对理性人的假设过时了吗?
  79. 有限与无限并存的世界正在显现
  80. 到底有没有财富自由?
  81. 每个人都有权知道左右象限的差别及M、B、W创富法则
  82. 财商教育让少数人心智成熟
  83. 不为钱工作,就财务自由了
  84. 后记

FAQ

What is the biggest difference between this book and other personal finance books on the market?
This book focuses more on systematically building the underlying logic and rules of thinking behind wealth creation, rather than offering analysis of specific financial products, money-saving tips or immediately usable investment strategies. It tries to answer the question of why one can create wealth before how to do it.
Are the book's views too theoretical and lacking in practical guidance?
Indeed, the book's strength lies in providing a cognitive framework rather than an operations manual. Its practical guidance manifests in changing readers' decision-making thinking and evaluation systems. Readers who like step-by-step instructions may find it unsatisfying, but for those who value the basis of decisions and long-term planning, its guidance is profound.
Is it suitable for readers with no background in finance or economics?
The book touches on basic economic concepts and sociological analysis, but the author explains them in fairly accessible terms. Complete beginners may need a little more patience, but the core ideas do not depend on technical jargon. If readers have a genuine curiosity about and willingness to think about wealth, the book can still offer valuable inspiration.

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About the author

汤小明 Author

Tang Xiaoming is a Chinese-language book author. Public information about him is currently limited, and details such as his nationality and dates of birth and death cannot be confirmed. According to the library's holdings, he has only one work, The Rules of Wealth Creation, commonly classified under management. Judging from the subject matter of this book, the author focuses on wealth creation and management practice, writing business and economics titles for general readers rather than academic monographs. Writing of this kind usually centers on organizing rules, methods, and cases, aiming to turn complex ideas about business and personal finance into practical, actionable guidance, with plain and accessible language that helps readers understand quickly and apply what they learn. Because the author's background has not been made public, a full picture of his writing and overall style must await more works and materials. This introduction is based on the available bibliographic information; readers seeking more detail about the author's experience may consult materials published later.

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